What We Do

Habitat for Humanity affiliates build houses in partnership with people in need, and then sell the houses to the homeowner partners. Homeowners are selected by affiliates based on their need for housing, ability to repay a no-profit mortgage and willingness to partner with Habitat. Mortgage payments contribute to a Fund for Humanity, which in turn provides the money to build more houses. Because of Habitat's no-profit loans and because the houses are principally built with volunteer labor, mortgage payments are affordable for low-income partners.

History
Founded in 1976 by Millard and Linda Fuller, Habitat for Humanity International is a nonprofit, ecumenical Christian housing ministry dedicated to eliminating substandard housing and homelessness worldwide and to making adequate, affordable shelter a matter of conscience and action. Habitat invites people from all faiths and walks of life to work together in partnership, building houses with families in need.

How We Do it
Through volunteer labor and tax-deductible donations of money and materials, Habitat builds and rehabilitates simple, decent houses with the help of the homeowner (partner) families. Habitat houses are sold to partner families at no profit, financed with affordable, no-interest loans. The homeowners' monthly mortgage payments are recycled into a revolving Fund for Humanity that is used to build more houses.

Family Selection
Whether in the U.S. or overseas, families in need apply to local Habitat affiliates. The affiliate's family selection committee considers applicants' level of need, their willingness to become partners in the Habitat program and their ability to repay the no-interest loan. Every affiliate follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing Habitat homeowner families.

If your family, or a family you know, is in need of decent, affordable housing, please check our Apply for a Home page where you will find information on the availability, size, costs, and sweat equity requirements for Habitat houses in our area, as well as information on the application process.

Habitat and its Affiliates
Habitat is a worldwide, grass-roots movement. There are more than 2,100 active affiliates in 100 countries, including all 50 states of the United States, the District of Columbia, Guam and Puerto Rico. Use the Habitat for Humanity International affiliate search to find Habitat affiliates in other areas.

Habitat is a grass-roots movement. Concerned citizens from all walks of life come together as volunteers to form a Habitat affiliate in their community. Fundraising, house construction, family selection and other key decisions are carried out by the local affiliates. HFHI headquarters, located in Americus, Ga., provides information, training, support and other services to Habitat affiliates worldwide.

Donations
Donations are used as designated by the donor. Gifts received by us that are designated to a specific building project are used for that project. Any undesignated gifts are used where most needed. Our most recent audited financial statement is available upon request.

Management
Our board of directors determines policy and monitors operations. Board members are dedicated volunteers who are deeply concerned about the problems of poverty housing in our community. We operate with an administrative staff assisted by many volunteers.